Investment Property
At Futurebound, we believe that every person should have the financial ability to live the life they want. The path to financial freedom shouldn’t be a secret. Investing in property can be a great way to build a bit of passive income, give you long-term security, and gain asset appreciation.
Rental properties are a popular and profitable form of investment. Many like the diversification and control a rental property can give as opposed to other investments. A big pro to investing in property, if you are already a homeowner, is that in most cases you can use the equity you have in your current home as a deposit for the new property.
What to Expect - Our Process
01
Set a Clear Goal or Outcome
In your initial consult with us we’ll spend some time understanding your financial goals. Whether you want to retire early, have a comfortable retirement at 65 or help your children into homeownership, you’ll find out what you need for your situation to reach your goal and whether or not you are ready to get started now.
02
Calculate usable equity & craft your application
After your initial chat, you’ll have a Discovery meeting to go over your financial situation in detail. You’ll see exactly what your usable equity is, your serviceability, potential purchase price and which banks we’ll present your application to. You’ll find out how to how to improve your situation to increase the likelihood of an approval.
03
Build an investment property team
If you need help building your team of property professionals, we have you covered. We can connect you with accountants, conveyancers, insurance advisers, property sourcing, property managers or any other expert you need on your side.
04
Choose the right type of property
You’ll learn about which type of properties would best suit your financial goals and skills. Most of our clients invest in new build properties because of the many benefits it gives them as landlords and as an investor. While we get started on your application, you’ll be connected with our partners who can help you find the right investment property for you.
05
Get loan pre-approval
We’ll guide you on how to put your best foot forward for pre-approval so you look like an ideal candidate in the eyes of the banks. This can include paying off some short-term debts, cutting back on unnecessary spending etc. We’ll also consider whether you need to use split-banking to spread your risk across multiple banks.
06
Put in a strong offer
Once your pre-approval is in place, we’ll help you get the property approved by the bank, make an unconditional offer, and meet any conditions the bank gives you.
07
Get freehold faster
In addition to finding out how to structure your investment property loan, you’ll learn how to pay your own mortgage faster with our Leaps&Bounds Lite* App. We’ll design a repayment strategy and loan structures that will help you pay less interest and reach financial freedom sooner.
08
Buy your investment property
On settlement day we’ll make sure your loan documents are provided by your lender and double check that all the last minute details are sorted.
Benefits of Using Futurebound
Buying a home is the biggest purchase most Kiwis will ever have. The right advice and guidance can mean the difference of $100,000s.
We specialise in mortgages for wealth-building
Investment properties can be a great way to build your wealth and receive a passive income. Our team can show you how to use the equity in your current home to buy an investment property without using a cash deposit and how to structure your mortgages to ensure your get the best return on investment.
High approval rate
We are committed to getting you approved for the home loan you need. Obstacles don’t intimidate us!
Access to our Fast Track Your Mortgage Plan Lite*
All new lending over $300,000 receives access to our Fast Track Your Mortgage Plan Lite. This guide will help you pay off your mortgage up to three times as fast, saving you tens of thousands of dollars every year in interest costs.
Stay on track towards financial freedom
Each year you’ll receive a comprehensive review of your mortgage including equity position, ability to buy your first or next investment property, insurance review and an update on your mortgage debt reduction plan.
Winning with Property Blog
Wanting to learn more about property, ways to build wealth within property
and everything in between?
“Don’t leave your financial freedom to chance, Jeff is incredibly knowledgeable and passionate about helping build a better future. Highly recommend Jeff and the team if you have a property and are looking to increase your wealth by looking at buying an investment property. With Jeff’s help it is easier than you may think!”
Kayla
“He arranged loan approvals from multiple banks with best interest rateJeff was very helpful and supportive to us in buying our first home. He arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market.”
Ram
“Jeff is a really nice and considerate guy who really has your best interests at heart. He’s helped shave off tens of thousands of dollars of interest repayments, as well as helped me understand and implement ways to cut my mortgage repayment timeframe by about two-thirds. Thanks, Jeff and the team!”
Rawiri