Uncover how to get ready to buy your first home

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Get Mortgage-Ready Hub Trailer


Discover the Hub


Get Mortgage-Ready Hub

It's a free online video experience that helps you get ready for your first mortgage and increase your chances of a mortgage application approval.

Complete the first step of How to Get Your First Mortgage inside the Get Mortgage-Ready Hub. Don't have your How To Get Your First Mortgage PDF & Bonus Video? Get it now!

  • Improve your chances of an approval.

  • Learn everything in less than 30 minutes

  • Free full access

  • Mobile device friendly

  • No credit card required

Join free now

Find out if you are ready to buy or how to get ready if you are not.

We respect your privacy. Your data will not be shared or sold.

Learn all you need to know

 

8 Video Explanations

 

Know exactly what to do

Action Plans

     

    Get your questions answered

    How Much Can I Borrow Questionnaire

    Decide if you are ready now

    Am I Mortgage-Ready Worksheet

      Sneak Peek!

      Press play

      Uncover how to get ready

      to buy your first home.

      Already a member? Login


      Discover the Hub


      Get Mortgage-Ready Hub

      It's a free online video experience that helps you get ready for your first mortgage and increase your chances of a mortgage application approval.

        Complete the first step of How to Get Your First Mortgage in the Get Mortgage-Ready Hub. Don't have your How To Get Your First Mortgage PDF & Bonus Video?

          • Improve your chances of an approval.

          • Learn everything in less than 30 minutes

          • Free full access

          • Mobile device friendly

          • No credit card required

          Join Now

          Enter your details below

          We respect your privacy. Your data will not be shared or sold.


          Learn all you need to know

          8 information-packed videos

          Know exactly what to do

          Action Plans for each situation

          Get answers to your questions

          How much can I borrow? Questionnaire

          Decide if you are ready to buy now

          Am I Mortgage-Ready? Worksheet

          Your cutting-edge video adventure.

          Through the power of video we uncover all that you need to know for each of the three main ingredients to a mortgage application....or mortgage-cake as we playfully call it.

           

          Learn about all three ingredients: deposits, income and lending criteria. Plus get a taste of the icing on the cake - mortgage debt reduction.

          Check out all the videos.

          01

           

          Welcome Video

          • What to expect in the hub

          • Three ingredients to a mortgage-cake

          • How to get started

           

           

           

          02

           

          All About Deposits

          • Appropriate deposit amount

          • Deposit sources

          • What to do if you don’t have an appropriate deposit

          03

           

          All About KiwiSaver and HomeStart Grant

          • When you can use KiwiSaver
          • How to find out if you qualify to use KiwiSaver

          • What a HomeStart Grant is

          • How to find out if you qualify for a HomeStart Grant

          04

           

          All About Guarantors

          • What a guarantor is

          • Benefits of a guarantor

          • Example of a guarantor situation

          • Things to remember when using a guarantor

          05

           

          All About Income

          • How lenders view income types

          • Examples of different income type scenarios: PAYE, casual income, fixed term, self-employed contractor and self-employed.

          06

           

          All About Lending Criteria

          • How banks/lenders assess your mortgage application
          • Short-term debts and assets

          • Tips for improving your mortgage application

          07

           

          All About Mortgage Debt Reduction

          • Why you need a mortgage debt reduction plan

          • What makes a good mortgage debt reduction plan

          • Info about the  Fast Track Mortgage Plan

          • Testimonial from Laurie

          08

           

          Am I Mortgage-Ready?

          • How to decide if you are mortgage-ready

          • What to do when you are mortgage-ready

          • What to do when you are not mortgage-ready yet

           

          Know exactly

          what to do

           

          Get Mortgage-Ready Action Plans

          The Get Mortgage-Ready Action Plans are here! Identify any issues with your deposit, income and/or lending criteria and what to do about it.

           

          Improve your mortgage-readiness:

           

          01  Increase your deposit

          02  Improve your income type

          03  Increase your income

          04  Address your short-term debt

          05  Improve your account conduct

          Know exactly what to do

          Get Mortgage-Ready Action Plans

          The Get Mortgage-Ready Action Plans are here! Identify any issues with your deposit, income and/or lending criteria and what to do about it.

           

          Improve your mortgage-readiness:

           

          01  Increase your deposit

          02  Improve your income type

          03  Increase your income

          04  Address your short-term debt

          05  Improve your account conduct


          Experience the Hub



          Experience the Hub


          1ST INGREDIENT: DEPOSIT

          All About Deposits Video

          Only 03:22

          No membership required

          Watch to learn more about deposits.

          In this video:

          • Appropriate deposit amount

          • Deposit sources

          • What to do if you don’t have an appropriate deposit

          Frequently asked questions

          Here are a few answers to our most common questions


          What is a Get Mortgage-Ready Action Plan?

          How do I use an Action Plan?

          How do I identify my Action Plan goal?

          How long does it take to watch the videos?

          How long should I use an Action Plan?

          I reached my Action Plan goal. Now what?

          What is the Get Mortgage-Ready Hub?

          Do I have to watch the videos in order?