Apply Now

Get ready to make an offer or compare our results with an existing pre-approval.

Couple holding a key of their first mortgage home

Start your mortgage journey with answers.


Ways to Help First Home Buyers

Choose one or all of them!

How to get your first mortgage pdf

01  PDF & Bonus Video

How To Get Your First Mortgage PDF & Bonus Video

There's lots to know and consider when you are buying your first home. Let us simplify it for you.

Get mortgage ready hub

02  Educational Video Hub

Get Mortgage-Ready Hub

Learn what you need to do to buy your first home. Find out about deposits, income and more. Make an action plan to get ready.

First free home

03  Free Phone Chat

Book a free First Home Chat

Ask us anything. Want to know how much you can borrow? Book a free First Home Chat with one of our Financial Partners.

Get more answers - videos, articles & infographics

Take charge of the home buying process. Click on the icons to learn more about buying your first home.

Find out how to start your first home journey.

Because we care for you like you are a part of the family, we created the How to Get Your First Mortgage PDF - a guide that gives you a step-by-step process, from start to settlement day, for how to get your first mortgage. 


We want to ensure that you get the best possible outcome for your unique circumstances and help you cut through the confusion.

How to Get Your First Mortgage

PDF Download & Bonus Video

  • Free and easy to use

    Download the 4-page pdf for free to use whenever you need it.

  • Step-by-step guide

    Each of the 11 steps is included, from start to settlement day.

  • Bonus explanation video

    You also get a video to help explain each step.

How much can I borrow?

How much you can borrow depends on three main factors (or ingredients as we like to call them):


1. Your deposit

2. Your income

3. Whether you meet lending criteria


If one ingredient isn't right, you might not be ready to buy your first home yet. Everyone's ingredients are so different that we can't give you too many specifics on this page.


Click the button to complete the How Much Can I Borrow? Questionnaire to find out. It takes less than 3 minutes to complete.



How much I can borrow for a mortgage?

Learn how to get ready

to buy your first home.

Get Mortgage-Ready Hub

New Zealand's first video hub experience for first home buyers.


Know exactly what to do


Learn about:

  • Deposits
  • Income 
  • Lending criteria
  • and more

What Clients Say

When you are an exclusive client, you get the expertise on your team that helps you reach your financial goals.


Don't take my word from it. Here's what actual clients say:

First home champion





"...helped us to develop a plan for not only purchasing our first home but also to ensure the shortest time frame for becoming mortgage free​."

Darko Petrovic


First home champion

"Extremely responsive and knowledgeable, providing easy to understand advice. Will definitely be our go to for financial advice in the future."

Kate Curran


Home buying champion

"...have been amazing at helping steer us through the mire of finances and house purchases. Their knowledge and patience has been outstanding as we came to grips with the changes we needed to make to get us on a solid footing. Looking forward to further work together.​"

Joe Asghar


First home and investment property champion

"...have been hugely supportive, from the very start of my quest to buy my first home, through to successfully purchasing a property and ongoing reviews of my mortgage annually. I would recommend the service to anyone..."

Jessica Connolly

Wellington CBD

First home champion





"Got us a mortgage when I thought it would be impossible. Would highly recommend for all mortgages and insurance needs A++++++​"

Tehani Buchanan

Ranui Heights

First home champion

"...arranged loan approvals from multiple banks with best interest rates. Very patiently answered all my stupid questions and advised us on bank loan repayments and finance planning. This actually helped us a lot to get through the stressful times. I would definitely recommend to anyone wants to get into the market."

Ram Railly


Get answers! Want to find out how much you can borrow?

Futurebound  – 41 Findlay St. Tawa, Wellington, New Zealand  – (021) 0264 7658

Terms and conditions apply. Content on this website provides general information and is not intended to be recommendations, guidance or advice. Readers should seek professional financial advice that is specific to their individual situation.

Online Mortgage Brokers NZ Ltd (FSP769014, trading as Futurebound ) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice.