Winning with Property Blog

Your income is the greatest asset you have. With it you not only take care of your and your family’s current needs, but you also have the power to secure your financial future by building wealth.

Congratulations on accepting that you need a spending plan to take control of your finances. It’s a defining moment in your journey toward financial freedom.

Now let’s dive into the 04 types of spending that you’ll need to include in your spending plan before you start looking at each individual item.

Retirement means you’ll finally have the time freedom to do what you want, or at least it should. After working for 10 or 20 years or more, building wealth and security for the future, this is your time to realise your dreams.

Whether you’re just starting out, planning to retire early or are heading toward retiring at 65, your property investment strategy needs to include a clear plan for how you’re going to turn your investment into cashflow. 

Protecting your assets is crucial if you want to build wealth without worrying that one day a major injury, illness or death will mean you have to start all over. That’s why having an insurance adviser on your side is priceless. Here are several benefits of using an insurance adviser.

Short term debt is so easy to use. Zero interest, points and perks are often too tempting to pass up. However, there’s a shadow side to short term debt that isn’t always recognised when you’re test driving a shiny new car. 

Property investment is exciting! Whether you’re renovating an existing property, developing land or building new homes, seeing your investment come together in a tangible way gets the blood pumping. 

When you think about the plans you have for your life, you probably aren’t thinking about the bad stuff – loss of income, serious injury, major illness, and death.  

But let’s face it, you’re guaranteed to experience one or more of these at some point in your life.  

Looking at buying your first-ever home? We know how daunting this can be. The information, the paperwork, and new terminology, some of which you may have never come across before, all seem excessive and overwhelming. Don’t worry, we’ve all been through this before! 

A few articles ago, we discussed the topic of “How much money do I need to save in order to retire.” The most common question we got in response to this blog, was “How do I get there? How do I generate enough money in order to live comfortably throughout my retirement?

Having a baby is such an exciting life milestone. It can encompass, challenge and grow you as a person, it gives you a completely new set of responsibilities, reshifts your perspective and we don’t need to mention how rewarding it can be, even at the worst of times.

There have been a lot of announcements from the government around tax deductibility changes for rental properties and brightline test extensions.

One thing our schools, high schools, and even university, fail to teach our children, teens and young adults; is how to manage their finances.

In this article, you'll learn about the lifestyle options available and how much they cost so you can begin to think about what sort of retirement you’re wanting to achieve.

For several years now I have been encouraging Futurebound clients to consider building wealth as part of their retirement plan through new build rental properties.

​You may be familiar with the terms, but do you understand the difference and do you know what option suits you best?

Chances are you wonder if you should pay your children for chores because of one of three reasons: to reward your kids for their hard work, to give them an incentive to help out or to teach them that working pays.

A bank pre-approval letter is usually about 3 pages of confusing bank jargon.

But don’t let it intimidate you. Everything you need to know is in only a few key areas. 

Will the recent relaxing of the Reserve Bank's LVR rules open up the market and make home buying easier? We don’t think so. Not until the banks and the Reserve Bank get on the same page.

Here are two reasons why...

Most Kiwis know this simple fact: paying less interest to the bank means more money in your pocket. Almost no one uses the strategies available to pay off a mortgage the FASTEST way possible...

Making the decision to rent or buy a home is essential to having a secure financial future. It can come with a lot of confusion about when is the right time to buy and if you should buy at all. 

Consider these 4 topics when deciding which is right for you...

This is a MUST READ before you start any land development project.

Surveyors and land consultants can save land developers lots of time and money. Find out how with this quick read infographic....

Investment properties as part of your retirement plan is a win for many families. It can be the difference between squeezing simple pleasures into your budget week to week and exploring the world once you are retired....

Wouldn't it be nice to fast forward to your first home purchase? Well, it doesn't work like that. You should reach these 4 essential savings goals before you can start looking for a house....